Monday 20 February 2017

5 steps to make retirement years happier for your parents

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Tue, Feb 21, 2017 | 06:30 AM IST

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5 steps to make retirement years happier for your parents
Parents often find their savings aren't much. They are left pinching pennies in their sunset years. If your parents are in such a situation, step in fast.
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How insurance needs change at every life stage
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Why term insurance is a must have for parents
Some common avenues that a parent invests in for accumulating wealth include PPF, MFs, shares, gold and real estate.

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NPS vs ELSS: Which will help build a bigger retirement corpus?

Do not mix retirement planning with tax planning. One must choose his investments based on the required rate of return.

What are the risks of investing in credit opportunities fund?

Credit opportunities funds essentially play on the credit ladder, and don't depend on interest rate movements to earn returns, unlike traditional bond funds.

Don't forget to factor in inflation when spending retirement corpus

A sizeable bank balance at retirement may lull you into a false sense of security. Assume you will live long and ask if the money will last you the next 25 years.

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Want to hike your insurance? Buying additional cover is better than topping up existing policy

Life-stage protection feature gives you an option to increase your sum assured by a certain percentage of existing cover at two key milestones in your life

Alternative investment returns monitor: For week ending February 15, 2017

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