5 steps to make retirement years happier for your parents

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5 steps to make retirement years happier for your parents Parents often find their savings aren't much. They are left pinching pennies in their sunset years. If your parents are in such a situation, step in fast. Will you get a good increment? Take this quiz to find out Problem solvers will always be in the limelight and likely to be in the boss' good books, especially when it comes to salary hikes. Infosys' sluggish growth main concern, good long term bet but short term pressures exist While governance matters are an immediate worry and may get resolved soon, what really is a cause for concern is the company's slowing growth. From our Partners Why term insurance is important to cover all home loan risks It's important to cover home loan liability and not let the burden fall on family members in case of an eventuality. Here's a look at all the major risks and how to cover them effectively. From our Partners Union Budget 2017 - Impact on Real Estate in India For his Budget 2017-18 announcements, Arun Jaitley, the Finance Minister, has been given a big thumbs-up by the Indian real estate sector. Why you should be distrustful when buying financial services In the first of a series of articles on investing, here's why distrust should be your default attitude when dealing with financial services. Do investors gain if a mutual fund stops new inflows? 4 expert views The best performing small-cap fund, DSP BlackRock Micro Cap Fund, has stopped accepting fresh investments. Does stopping inflows benefit existing investors? Here are 5 apps to help you find a room, house to rent If you're looking to move house, and want to find a suitable rental property or shared accommodation, these apps can help you find the right fit. Best selfie smartphones: Here are 8 to pick from Selfies are here to stay and phone manufacturers are trying to cash-in on the craze. ET Wealth gives you a quick list of the best selfie camera phones around. From our Partners How insurance needs change at every life stage There's no doubt that life insurance should be bought as early as possible. But what happens when your responsibilities and liabilities increase? From our Partners Why term insurance is a must have for parents Some common avenues that a parent invests in for accumulating wealth include PPF, MFs, shares, gold and real estate.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

NPS vs ELSS: Which will help build a bigger retirement corpus? Do not mix retirement planning with tax planning. One must choose his investments based on the required rate of return. What are the risks of investing in credit opportunities fund? Credit opportunities funds essentially play on the credit ladder, and don't depend on interest rate movements to earn returns, unlike traditional bond funds. Don't forget to factor in inflation when spending retirement corpus A sizeable bank balance at retirement may lull you into a false sense of security. Assume you will live long and ask if the money will last you the next 25 years. ​Stock pick of the week: Growing market share makes analysts bullish on Kansai Nerolac Paints Despite the demonetisation woes, Kansai Nerolac Paints has seen impressive growth and has a 35% market share in the industrial paints segment. Tata India Tax Savings Fund: Worthy buy if consistent outperformance continues With a 10-year return of 11.9%, the fund has outperformed both the category average (10.94%) and the benchmark return (7.24%). Here's how a prepaid gift card works The recipient of the gift card need not be a customer of the issuing bank. Some banks also do not require the gift giver to be an existing customer of the bank. Family Finance: Srinivas couple can retire early if they continue investing in line with goals Financial Planner Pankaaj Maalde suggests Srinivas increase his surplus so that he can invest Rs 26,000 for all his current goals. Tax Optimizer: How salaried Verma can cut tax outgo by 53% Taxspanner estimates that Ravi Verma can reduce his tax outgo to less than 2% of his gross income if his company offers him more tax-free perks. Startup GoBolt is striving to make the Indian logistics industry more efficient Sumit Sharma and Parag Aggarwal, co-founders of the Mumbai-based startup, are striving to make the Indian logistics industry more efficient. Smart things to know about education loan For education loans above Rs 4 lakh, a personal guarantee is required from a person whose income and repayment capacity is acceptable to the lender. Overworking doesn't add to productivity, say employees: TimesJobs study Close to 80% of the nearly 700 respondents surveyed in the study, which encompasses issues at the workplace that go unmentioned, feel they are overworked. Want to hike your insurance? Buying additional cover is better than topping up existing policy Life-stage protection feature gives you an option to increase your sum assured by a certain percentage of existing cover at two key milestones in your life Alternative investment returns monitor: For week ending February 15, 2017 The scope and attractiveness of alternative investments is increasing. Here's a weekly tracker of returns from such investments.

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