Thursday 28 December 2017

Best personal finance stories of 2017

THE ECONOMIC TIMES
Thu, Dec 28, 2017 | 05:55 PM IST

Best personal finance stories of 2017

WHAT'S HOT #Aadhaar,#IFSC Code,#sukanya samriddhi yojana calculator,#income tax,#critical illness,#taking a personal loan,#tax saving
5 model mutual fund portfolios for different investor types
ET Wealth handpicked mutual fund schemes to construct five portfolios for investors with different risk profiles. Choose the one that suits you best.
HRA Exemption Rules: How to save tax on House Rent Allowance
The benefit is available only to a salaried individual who receives HRA as a part of his salary and is staying in a rented accommodation.
4 ways to check your provident fund balance
One can check the PF balance anytime from the comfort of their home or office using these routes - online, app, SMS, or by giving a missed call.
How to link your mobile number to Aadhaar
According to a circular issued by Department of Telecom (DoT) in March this year, Aadhaar-based e-KYC was made mandatory for new mobile phone connections.
Here's a guide to home loans: how to calculate cost, apply, switch and pre-close
Before you start the home loan process, determine your total eligibility, which will mainly depend on your repaying capacity.
Fake rent receipt won't help you lower tax burden anymore
As per a ruling, the assessing officer can now demand proof, such as electricity bill, in allowing a lower taxable income as computed by a salaried employee.
Can you also get a manifold hike in lifetime pension from EPFO? Find out
Can all EPFO members get higher pension if they opt to raise their EPS contribution? Yes, all those who joined before Sept 1, 2014 can contribute on their full pay.
How to update or correct Aadhaar details online and offline
There are three ways to update or correct your Aadhaar card details: Online using self service portal, by post, or by visiting the nearest enrolment centre.
Here's how you can calculate returns on mutual fund SIP
Here's a DIY approach to calculate the returns on investment in mutual funds either as a lump sum or through a SIP.
Selling a house? Watch out for tax implications
Selling a house means a large cash inflow. Here's how to ensure that you don't end up with a huge tax liability when you do so.
SBI changes IFSC codes of 1,300 branches. Here's help to find out your branch's code
Use this handy tool to find out the IFSC code of your SBI bank branch.
How to calculate Employees Provident Fund balance and interest
To calculate the Employees' Provident Fund interest, one must first calculate his contribution and his employer's contribution to the fund.
How to claim income tax refund
As per the Income Tax Act, a person is required to file his/her return in the relevant assessment year by July 31 to claim the refund.
11 lakh PAN have been deactivated: Here's how to check if your PAN is active or not
A penalty of Rs. 10,000 is liable to be imposed under section 272B of the Income-tax Act, 1961 for holding more than one PAN.
Experts differ on how to claim additional NPS tax benefit under Sec 80CCD (1b)
The new tax return forms still don't provide any clarity on whether or not 'employee contributions' can be treated as 'self contribution'.
Even those who know that direct plans are cheaper than regular plans do not switch to the former as they are unaware how much a direct plan can increase their return.
Final goodbye to a parent is a hard thing. Yet, it is critical to take a financial reality check and you, as progeny, are the best suited to do it.
Start investing sensibly, correct past mistakes, get a grip on your spending and debt, and make the most of the next 20 years.
There are plenty of opportunities available online that let you work from home. Here are a few options you can consider.
Investors' honeymoon with cryptocurrencies seems to be ending. After rallying significantly since the beginning of 2017, prices have now started crashing.
The given measures can enhance your value at the workplace and safeguard your job at a time when a lot of others are being shown the door.
While saving for a long term goal, choose from investments options that help you not only save tax but also generate tax-exempt income.
The government has made it mandatory for financial institutions to verify and link Aadhaar of their customers with their accounts by Dec 31, 2017.
ET Wealth has identified 10 money moves that can benefit investors in 2017. These are not investment tips, but steps that will help you optimise the returns.
ET Wealth teamed up with Morningstar India to bring you its comprehensive annual study of the best equity fund managers based on their 5-year performance.
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