How to survive a financial crisis and avoid being cheated

THE ECONOMIC TIMES Tue, Apr 04, 2017 | 06:33 AM IST ET Wealth Newsletter

WHAT'S HOT #Tax Planning, #sukanya samriddhi yojana calculator, #tax filing,#critical illness,#taking a personal loan,#tax saving

How to survive a financial crisis and avoid being cheated People who suffered big financial setbacks, either due to mis-selling or poor investments, share their stories about how they got their finances back on track. 9 tasks you should do at the start of the new financial year Here are a few important financial things investors should do at the start of the new financial year to ensure that the rest of the year goes off smoothly. Why investors should ignore stock market noise The winning strategy is always about choosing the merits of the stock or fund and its suitability to their own requirements. From our Partners Why is everyone talking about affordable housing? India's urban population is growing at an average 2.1% every year since 2015. From our Partners Why Birla Sun Life tax relief 96 could be the first equity fund for young investors Call it the wages of demonetization, if you will. Thanks to the government move to scrap existing Rs 500 and Rs 1,000 notes in November, 2016, many young Indians in their first job, never had such large account balances. Will mid-cap stocks continue to outperform large cap ones? The focal point of this debate is often about valuation, or more precisely, about valuation discount of mid caps versus large caps. Will equity MFs continue to outperform stock market? Find out what experts say Harsha Upadhyaya, Kotak Mutual Fund says emerging business models coupled with improved economy will present opportunities to generate alpha. How risk-takers can play the derivatives market The National Stock Exchange has added 15 more stocks to its derivatives segment. Here's how the risk-takers can play the F&O market. How to pick quality stocks using the CAN SLIM strategy Developed by investor William O'Neil, it is a techno-fundamental strategy that helps pick quality stocks focusing on companies that show acceleration in earnings. From our Partners Four ways to get much more than tax savings with Birla Sun Life Tax Relief 96' Every year, most investors in India invest in saving investments for tax deductions. From our Partners How to Make Tax Saving Investments Less Taxing with an SIP in ELSS No sacrifice can be too big for you to realize your dreams.

Financial Calculators Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Actively managed equity MFs still the best way to grow wealth: SPIVA study Outperformance of active strategies will continue till the Indian market becomes more institutionalised says Manoj Nagpal, Outlook Asia Capital. You must have separate investment portfolios for separate financial goals: Expert view To decide where precisely to invest and how much to invest, you need to be a little well-defined about where you are going. Here are the best smartphones with dual front cameras ET lists the smartphones with dual cameras. Both phone makers and users are excited about smartphones with dual cameras. Stock pick of the week: Why analysts are bullish on MCX exchange MCX's profitability may improve significantly in the coming years because the business of exchanges usually is a winner-takes-all kind of game. Edelweiss Equity Opportunities Fund: Decent bet for long term investors The fund's performance slipped last year as the market focus shifted to high-beta stocks, but it remains a decent long term bet. Tax Optimizer: Manager Kumar can cut tax by getting salary structure revamped, investing in NPS Sudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax. Money flows to India will continue if earnings growth does: Manish Gunwani, ICICI Prudential AMC Though short term money flow can change the ratio by 10-15%, it will ultimately converge, says Manish Gunwani Deputy CIO, ICICI Prudential AMC. Are Indians good financial planners? Find out The survey finds Indians lack the discipline to create robust financial plans that would secure their futures, thus exposing themselves to unnecessary risks. Family Finance: Gurgaon-based Tamrakar needs to link investments with goals to meet them easily Saurabh Tamrakar, 31, Salaried, has goals for emergencies, child's needs, retirement, annual vacation, and a dream vacation. How to handle TDS on sale of property The buyer is required to deduct TDS @ 1% on the total consideration and deposit the same in the account of the income tax authorities. How should couples plan their finances when they become parents late in life The biggest challenge would be to balance the major expenses of the family with saving for retirement at a time when their earning capacity is peaking. Money raised via SME IPOs rose 159% in 2016-17 over previous year Of the total amount of Rs 51,288 crore, the amount raised through fresh capital was only Rs 24,618 crore (48%) in 2016-17. Smart things to know about Dynamic Asset Allocation Funds DAA funds are a mix of equity and debt investments with the objective of growth potential of equity with the downside protection of debt. Startup Avaali Solutions uses digital tech to help enterprises manage information efficiently Srividya Kannan, Founder and CEO, Avaali Solutions uses digital tech to help enterprises manage information processes efficiently. Alternative investment returns monitor: For week ending March 29, 2017 The scope and attractiveness of alternative investments is increasing. Here's a weekly tracker of returns from such investments.

More Newsletters

ET Mutual Fund A weekly round-up of the top news and views

Markets Watch Round up of stock, currency, bond, money and real estate market

Daily Newsletter Special stories that round up the major developments of the day

View All

Follow Us on ET:

About us|Advertise with us|Feedback|Sitemap|Code of Ethics © 2017 Times Internet Limited.

To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here

To unsubscribe or edit your subscriptions please click here