Credit, debit card frauds and how you can avoid them

THE ECONOMIC TIMES Tue, Nov 01, 2016 | 10:31 AM IST ET Wealth Newsletter

WHAT'S HOT #the how to of investing,#the how to of taxation,#how to file income tax return,#acche din for home buyers

Credit, debit card frauds and how you can avoid them Find out the ways in which credit or debit card scams take place and the steps you can take to prevent identity theft and fraudulent transactions. E-banking fraud: What's your liability? The burden of proving customer liability in an unauthorised e-banking transaction lies with the bank, as per the RBI draft guidelines. The top stock picks for Samvat 2073 Here are few recommendations for the top three picks of prominent brokerage houses that can give up to 53% gains in the next one year. From our Partners Now start investing in mutual funds within 2 mins on mobile with ET MONEY Switch to smart investing with India's only mobile app that helps you pick the best funds and instantly invest. From our Partners How diversified should your portfolio be? Diversification, in its true essence means having a variety of asset classes in a portfolio. Main benefit being that the risk in one asset gets offset by the stability in the other. Will the Tata tussle impact MF investors? Find out They need not fret about Tata Group stocks losing value, according to Vidya Bala, Head, Mutual Fund Research, FundsIndia.com. How to manage your financial goals amid falling returns on investments Since the overall return structure is coming down, investors need to adjust their investment pattern to maintain their portfolio returns at current levels. Govt certificate not needed for home loan interest tax break: Tax tribunal The order by the Mumbai bench of the Income Tax Appellate Tribunal states certificate from housing society is enough proof of possession for tax purposes. Balanced asset allocation investment strategy will pay off Each asset class has its own shortcomings. Striking a balance is the key, says Ashish Shanker, Head, Private Wealth Investment Advisory, MOPWM. From our Partners Equity Funds - your runner in the long term race! Equities are true blue wealth creators in the long term - this is probably the most preached mantra, but seldom practiced! From our Partners The "Don'ts" in equities? Whatever level of an investor you fall under, knowing what 'not' to do, could help you figure your route to investing in equities.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Should you foreclose your home loan? Home loan customers get caught in a dilemma whether to save on the interest paid to their bank or save the tax paid to the government. Startup Confidential Coutre offers pre-owned luxury goods at a discount on online portal Founded in June 2014, Confidential Couture offers a range of products from virtually all leading luxury brands— Prada, Jimmy Choo, Gucci, among others. RBI issues warning about Rs 500 and Rs 1,000 counterfeit notes Currency notes of higher denomination have various security features to ensure that counterfeit notes are easy to spot. My saving idea: How saving Rs 50 notes can grow to Rs 1 lakh in 10 years Here's a saving trick that helped Mayukh Sharma of Gurgaon save a little extra. Whenever Sharma gets Rs 50 note, he puts it away in a box. Camera, smartphone accessories to improve your photography skills ET Wealth lists seven must have accessories to help you shoot better photos and videos with you smartphone or a camera. If you find that more money doesn't buy you happiness, try charity More money does not mean more joy. Those who have money can share their wealth to make the lives of the have-nots better and feel happy about it. What makes SBI Magnum Balanced Fund a worthy bet? The fund witnessed heavy turbulence between 2008 and 2011, but has performed admirably since then under the stewardship of its current fund managers. What makes Bajaj Electricals stock analysts' top pick Though the management's continued focus on high-margin businesses is putting short-term pressure on its revenue, analysts say investors need not get worried. Women work 50 minutes more than men daily: WEF report Although men do 34% more paid work than women, women still spend more of their time on unpaid work such as housework, childcare, etc. Should you save or spend your Diwali bonus? Decision of what to do with bonus doesn't always have to be a choice between saving and spending as there's no reason for it to be an 'either or' situation. Why investors should look at Information Ratio when choosing a mutual fund Information Ratio measures the fund's performance relative to its benchmark and adjusts it for the volatility in dispersion. Who should be the executor of your Will? While friends and family are trustworthy when it comes to executing a Will, a professional might be the better choice for complex estates. Family Finances: Hyderabad-based Sreenath needs to align investments with financial goals Hyderabad-based R. Sreenath will have to align his investment portfolio with financial goals to realise them with ease. How to invest in multiple MFs via a single payment through MF Utilities Once CAN is allotted, and KYC documents are submitted, the investor can carry out transactions using the common transaction form. 6 smart things to know about co-signing a loan Both co-signer and co-borrower are responsible for the loan. If the borrower cannot afford to repay, the co-signer will be held liable. How IT-professional Sharat can save Rs 55,000 tax by investing in NPS, buying health insurance If Rs 77,040 is put in the NPS every year, his tax will reduce by almost Rs 24,000. But this will reduce his take-home pay by almost Rs 4,300 per month. Breast cancer insurance claims, policies bought rise in 2015 over 2013 The Max Bupa Health Insurance reveals that the total number of claims in 2013, 2014 & 2015 was 2,087. Alternative investment returns monitor: For week ending October 26, 2016 Here's a weekly tracker of returns from Alternative investment avenues such as: Diamonds, Precious Metals, Wines and Coins.

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On the grapevine: Little perks of being the 'boss'

THE ECONOMIC TIMES Tue, Nov 01, 2016 | 10:38 AM IST ET Panache Worklife

On the grapevine: Little perks of being the 'boss' Even the most professionally managed conglomerates bend the rules and company contacts are used freely to help further the agenda of a relation of the boss.

Planning to start a business? Here are 10 tips to help you out You can get some great results by doing little things that barely take much time.

Working long hours? You might be at a higher risk of cardiac arrest Here are some ways to restore work life balance, harmony to your lifestyle and that will help

Are you an extrovert? If so, you may be at an advantage with your boss In general, extrovert people are more able to develop energising relationships with their teammates.

Do you have a high-stress job? It might lead to an early death Individuals in low-control jobs, high job demands are associated with a 15.4 per cent increase in the likelihood of death.

How the Slack app simplifying your life at workplace Slack, created in 2013, has become a leader in a crowded field of new applications aimed at helping workplaces move away from email.

Here's how Google keeps its employees happy Google wants to give freedom to its employees so that they are a happier lot, and this eventually helps the company retain its employees.

Complaining about your work hours? One in five Japan employees face 'death from overwork' Employees also reported feeling high levels of stress, pushing officials to call on companies to improve working conditions.

Good news for working women: Night shifts not linked to breast cancer Women who had worked night shifts, including long-term night shifts, were not more likely to develop breast cancer.

Did you know? Gender bias at workplace may affect manager's image Supervisors can have subtle, even subconscious differences while expecting behaviour from male and female managers

From waiving off loans to play days, a look at incredible perks some companies offer Google provides the surviving spouse or partner of a deceased employee 50 per cent of their salary for the next 10 years.

Business of sports: Sponsorship tab for 1987 Reliance World Cup was Rs 4.17 crore! Last year's World Cup had over Rs 700 crore riding on it, in sponsorships.

World becoming richer, but women are less than 1/3rd of the wealthiest 10 per cent Women ask for a pay rise as often as men, but men are 25 percent more likely to get it when they ask.

Capital sickness: Over 40% of professionals in Delhi suffer from hypertension Pollution and high stress levels with a sedentary lifestyle are the key factors leading to heart diseases. Want your next promotion now? Take feedback from colleagues, mentor We all want to be successful at work. But not many know that self-awareness is critical to achieve that.

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