Under-construction real estate now attractive. 9 things home buyers should check

THE ECONOMIC TIMES Tue, Dec 03, 2019 | 08:34 AM IST ET Wealth Newsletter

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Under-construction real estate now attractive. 9 things home buyers should check Under-construction flats cost you much less than ready ones, but they are also riskier and more complicated. Karvy Stock Broking scandal: How retail investors can safeguard against such frauds The Karvy Stock Broking demat account fraud has shaken the trust of retail investors in their brokers. However, the question is to what extent an investor can trust his broker. What can an investor do to safeguard himself against such frauds? Compensation you get for poor services offered by insurers, banks, mutual funds, tax department Did you know that financial services providers like banks, insurers and fund houses have to pay a penalty to you if they don't meet deadlines? Even the tax department is not free from this. Here is the compensation you can claim for poor services. Karvy chief says all's well, customers differ Karvy's defence flies in the face of customers'experiences, as ET Prime's interviews found out. All eyes on Cyber Security Strategy 2020 Expected early next year, the Cyber Security Strategy 2020 will attempt to fill the security gaps and improve coordination among a dozen different agencies. Sources say this will be achieved by setting up a unified command similar to the UK's National Cyber Security Centre which advises and supports public and private sectors on defending against cyber threats. INR2,341 crore sword over Singh brothers Winding up of RHT Trust, once "virtually owned" by the duo, has been halted after apex court's glare From our Partners Real-time power market likely to be reality by April 1: CERC Chairman P K Pujari Real-time power market is expected to kick in from April 1 next year, CERC Chairman PK Pujari said. From our Partners ADB approves $250 mn loan to EESL to expand energy efficiency investments EESL was established in 2009 as a joint venture of four public sector undertakings of the Ministry of Power to pursue large-scale energy efficiency investments, providing a comprehensive package of project design, implementation, monitoring, and investment. Aftermath of Karvy Stock Broking fraud: Are your mutual fund investments safe? As the scandal unfolds, what your broker tells you about your stock holdings could well be fictional. Six ways your motor insurance policy is set to change. Here's how it could affect you The Insurance Regulatory and Development Authority of India has released draft rules to revisit the current own damage product structure of motor insurance policies. Here are six key changes that you need to be aware of. Top Mutual Funds SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%) Axis Bluechip Fund Direct Plan-Growth ★★★★★ 21.16 18.90 6.63 0.53 Invest Now Axis Bluechip Fund-Growth ★★★★★ 19.60 17.47 6.01 0.41 Invest Now Canara Robeco Bluechip Equity Fund Direct-Growth ★★★★★ 16.99 16.06 5.71 1.31 Invest Now Mirae Asset Large Cap Fund Direct- Growth ★★★★★ 16.79 13.08 3.47 1.14 Start SIP JM Core 11 Direct Plan-Growth ★★★★★ 16.49 14.14 2.02 -2.34 FeaturedAxis Midcap Direct Plan-Growth ★★★★★ 18.68 15.83 7.93 0.12 Start SIP Bad credit history? You can opt for a payday loan but read this first A payday loan is an ultra short-term borrowing meant to help the individual tide over a temporary crunch. Money & Relationships: What are woman's rights in a live-in arrangement? It is important for a woman to know her financial rights whether in a marriage or in a live-in relationship to avoid the shorter end of the stick. Over the years, Courts have also defined the rights of a woman financial and otherwise.

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How to make changes in a will How to close a bank account Should you discuss money issues with children? How to revive these inactive financial instruments More Slideshows

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How IRDAI protects policyholders from crises at insurance companies Insurers are required to follow certain investment norms, like they cannot invest in debt securities with a rating below AAA. If any asset is impaired and the rating falls below AAA, it has to be marked to market. The insurer cannot hide this. These 7 companies with stable financials can be good stock investments Companies with low volatility in their core financials tend to absorb macroeconomic shocks better than others while generating above-average returns. Here are 7 companies from BSE500 index with stable financials that can be good stock bets. How mutual fund investments are taxed Indexation refers to recalculating the purchase price, after adjusting for inflation index, as published by the Income Tax authorities. Since the purchase price is adjusted for inflation, the capital gain gets reduced. How long-term investors should deal with market volatility Equity markets are subject to cycles of volatility. Market volatility is a reminder to review your investments regularly and make sure you have a well-diversified portfolio. Therefore, working with a plan can make the volatility work in your favour. How Sensex, gold, 10-year G-sec performed during week ending November 28, 2019 Here's a weekly tracker of returns that will keep you updated on how the stock market index, gold prices and bond yields have performed. This will give investors an idea of how their investments performed over a long period. GST, RERA to benefit listed real estate companies. Here are 2 stocks to bet on Mid cap companies are quoting at reasonable valuations. In addition to strong real estate developers, companies that are into construction of buildings will also benefit from the expected shift to the organised sector. How to treat your money with care, respect Money makes the journey of life somewhat smooth and bearable. Treat it with the care. Here are four ways to treat your money with care and respect that it deserves to avoid the regrets in handling your money. Is there a way to ensure that will is not challenged in court of law? It is optional to register a will, however, it can be challenged in a court of law if it has errors even if it is registered. Keep in mind that there are 7 grounds on which a will can be challenged. 5 things you should know about focused equity mutual funds Focused mutual funds have larger exposure to individual stocks, making them rather volatile. This makes it more risky compared to a diversified equity fund. NBFC crisis an isolated event, does not pose any systemic risk: Nimesh Shah, ICICI Prudential AMC Investors should understand that rating upgrades and downgrades are an integral part of credit investments. Also, the NBFC crisis is an isolated event and does not pose any systemic risk to the financial services landscape, says Nimesh Shah. Tax optimiser: NPS, perks can help Yadalam reduce tax outgo by Rs 87,000 Yadalam should opt for the NPS benefit offered by his company. Under Sec 80CCD(2), up to 10% of the basic salary put in the scheme is tax free. Realty hot spot series: A premium Gurugram locality with high-end apartment complexes, offices This locality has premium homes and is well-connected to key employment hubs of Gurugram. Proximity to offices of renowned companies such as Ernst & Young, American Express, Dell and Oracle is one of the main draws of this Gurugram locality. Stock pick of the week: Why analysts are bullish on Kalpataru Power Analysts are getting bullish on this counter because of its prospects. For instance, its order backlog increased by 7% to Rs 15,130 crore in the second quarter.

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